0% Interest Credit Cards
Save with a 0% interest credit card
Are you planning to make a one-off purchase? Maybe you want to organise your finances by transferring an existing credit card balance to a new credit card with a lower interest rate?
You could benefit from a 0% interest credit card.
We are a credit broker, not a lender.
What are 0% interest credit cards?
0% interest credit cards are credit cards that do not charge interest on the balance of your account for an introductory period.
There are a number of 0% credit cards on the market; these include:
You will not be charged interest on purchases during a promotional period, starting from the date your account is opened.
Could this be the card for you?
You might consider a 0% purchase credit card if you plan to make a large, one-off purchase.
Things to bear in mind
Who can apply for a 0% interest credit card?
We work with a range of credit card providers, all of whom have their own eligibility criteria.
Generally, to apply for a credit card, you must:
How can I apply for a 0% interest credit card?
You can check your eligibility for interest free credit cards in just five simple steps.
Fill out our online Eligibility Checker - this should take less than 5 minutes.
In just 60 seconds, we will run a soft search on the information you've given us and scan our panel of providers for the right credit card(s) for you and your individual circumstances.
We will present you with your options. If you have been pre-approved for a credit card, you should be aware that pre-approval does not guarantee acceptance. Your application will still be subject to a full credit check and any other checks the lender requires.
If we haven't been able to match you with a credit card we may show you some alternative products you may be interested in, such as an unsecured loan. You are not obliged to consider these alternatives if you do not feel they suit you or your requirements.
Take your time to browse your results and pick the best credit card for you. You'll be able to see the individual features of each credit card, helping you to narrow down your search.
Found the one? Simply click through to the provider's website to complete a full application.
What are the benefits of using a credit card comparison site rather than applying directly with the lender?
Could a 0% interest credit card affect my credit score?
Taking out any credit product, such as a credit card or a loan, will affect your credit score. Whether this is a negative or a positive effect depends on how you manage your credit account(s).
Your credit score is influenced by many factors so you should always ensure that you are up to date with any existing credit agreements.
What are the best 0% interest credit cards?
There's no right answer to this question, as the credit card best suited to one person may not necessarily be the right fit for someone else.
Finding the best 0% credit card for you means exploring your options and working out the features that will benefit you most. When weighing up your 0% interest credit card options, you should think carefully about the interest-free period that suits your circumstances. Work out how much you can comfortably afford to repay each month and how long it should take you to clear the balance. This should help you decide whether a promotional period is right for you.
Always remember that any outstanding balance, and any transactions made after your promotional period ends, will be charged interest at your standard interest rate(s).