Credit Card Offers
Find your perfect match: discover the best Credit Card Deals for your needs.
Find the right match for you. Compare your credit card options from our range of providers.
We are a credit broker, not a lender.
Credit Card Offers
Whether you're looking for a low interest rate or rewards on your spending, Compare Credit Cards could help you find the best credit card offers to suit you.
Check your eligibility for a range of credit cards using our Eligibility Checker tool. Look through your credit card offers to choose the best credit card for you, click through to one of our providers to make a full application, and your new credit card could be on its way to you.
Why use Compare Credit Cards?
When you apply directly with a credit card provider, they will run a hard credit check as part of the full application process. This leaves a footprint on your credit file. Applying with multiple credit card providers could result in multiple hard searches; too many hard searches in a short space of time could have a negative impact on your credit score.
Compare Credit Cards is a credit broker, not a lender.
Our Eligibility Checker takes the guesswork out of applying for credit by showing you how likely you are to be approved for a credit card. We use soft search technology, which does not show on your credit report to anyone but you, and has no impact on your score.
Our service is free - we do not charge any fees. You are under no obligation to make a full application for any of the credit cards you are presented with if you feel that they are not suitable for you and your circumstances.
We work with a range of trusted credit card providers, all of whom are authorised and regulated by the Financial Conduct Authority (FCA). You might find the perfect credit card or you may decide to take a breather before making a decision. Take your time - we're always here if you need us.
The Compare Credit Cards process
Here at Compare Credit Cards, we understand that your time is precious. That's why our online form has been designed to be as straightforward as possible. Once you have completed the Eligibility Checker, we aim to show you your results in just 60 seconds.
Complete our online Eligibility Checker. The information you provide will help us match you to suitable credit cards, so be sure to answer all questions as accurately as you can.
Sit back and relax. It takes just 60 seconds to run the soft search eligibility check and scan our providers for any suitable matches.
If we've been able to match you to one or more credit cards, we'll show you your results.
Carefully read through the information for each credit card. We'll also let you know how likely you are to be approved, should you wish to go ahead and apply.
Found the right credit card for you? You can click through to the provider's website and make a full application. The credit card provider will carry out a hard credit check as part of the application process.
Different types of credit card
With so many cards to choose from, narrowing down your search can be a task in itself. We've provided a handy guide to some types of credit card below.
Everyday spending credit card
Use your credit card to make a purchase, and then repay at least the minimum repayment amount on time each month. If you pay the balance in full each month you won't be charged interest.
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All-rounder builder credit card
All-rounder credit cards usually come with low-interest introductory rates, allowing you to potentially make use of balance transfers and general everyday spending. Remember to check when your all-rounder credit card's introductory rate ends as, after this, you will be charged interest on any outstanding balance at your standard interest rate(s).
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0% purchase credit card
A 0% purchase credit card could help you spread the cost of a large purchase with no interest to pay during your promotional period. Once the introductory period has ended, you can use a purchase credit card in-store or online at your standard interest rate(s), then repay by making at least the minimum repayment amount on time each month.
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Balance transfer credit card
Are you paying interest on an existing credit card balance? You could benefit by moving your balance to a balance transfer credit card with a low or 0% interest rate for an introductory period. Any outstanding balance on your account will be charged interest at your standard interest rate(s) once your promotional period comes to an end.
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Rewards credit card
Get rewards on your spending with points, air miles, or cashback on eligible purchases.
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Travel credit card
Off on holiday? A travel credit card could help you save on fees and charges when spending abroad.
COMPAREChoosing the best credit card for you
There are a number of things to consider when looking for the best credit card deals for you.
- Get rewarded A rewards credit card could give you something back. Choose the rewards card with your lifestyle in mind. If you're a keen traveller, you may want to compare credit cards that offer points you can redeem for flight discounts and upgrades.
- Look for credit cards with the lowest APR.
- Applying for balance transfer or 0% purchase cards?
Compare interest-free terms to find the card with the longest introductory offer. - Be aware of any possible fees and charges.
Things to remember
If you're accepted for a credit card, you may not be offered the advertised Annual Percentage Rate (APR) - you could be offered a higher or lower interest rate. The APR you are offered will depend on a number of different factors, including your credit score.
If you do not pay at least the minimum monthly amount due on time each month you could be charged a late payment fee. This could also affect your credit score.
Always read your terms and conditions thoroughly before signing a credit agreement.
Who can apply for a credit card?
To apply for a credit card, you must:
- Be a UK resident; with 3 years' UK address history;
- Have a UK-issued bank account with a valid debit card;
- Have a regular source of income paid directly into your UK bank account; and
- Be over the age of 18.
Digitonomy Limited trading as Compare Credit Cards is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into consumer credit agreements.
Compare Credit Cards does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.
Compare Credit Cards will provide every effort to present you with Credit Cards you may be eligible for. If we are not able to do this, we may present you with alternative credit products. You are under no obligation to proceed with these if you feel they are not suitable for your circumstances.
Compare Credit Cards is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).
Our service is available to over-18s only, subject to status, UK residents only © Compare Credit Cards 2024